Investment

Mutual Fund

A mutual fund serves as a financial intermediary, allowing investors to pool their money with a predefined investment objective. With a designated fund manager, the pooled funds are invested in specific securities, such as stocks or bonds.

  • A mutual fund acts as a financial intermediary for investors.
  • Unit holders share in the profits from capital gains realized by the fund.
  • Generates interest or dividends distributed to unit holders.
  • Generates interest or dividends distributed to unit holders.
  • Fund allocates unit holders’ money to stocks, bonds, or other securities.
  • Eliminates the need for individual selection of stocks or bonds.
  • Facilitates diversification by allowing investment in both equity and debt securities.
  • Includes stocks, bonds, or other securities collectively owned by investors.

PMS / AIF

PMS typically stands for “Portfolio Management Services” in the context of investment. It refers to a professional service offered by financial institutions to manage investment portfolios on behalf of clients, usually high-net-worth individuals. These Financial services involve personalized investment strategies tailored to the client’s financial goals and risk tolerance. They often provide active portfolio management, diversification, and regular reporting to clients.

Investment Approach:

PMS: Portfolio managers commonly provide discretionary or non-discretionary services, managing securities portfolios according to clients’ investment objectives and risk preferences.

AIFs: Alternative Investment Funds (AIFs) invest across diverse asset classes like private equity, real estate, hedge funds, distressed assets, and structured products. These funds employ various strategies, including long-only, long-short, and event-driven approaches.

NPS

One of the key tools we recommend for achieving long-term financial stability is the National Pension System (NPS). This government-sponsored retirement savings scheme is designed to provide financial security during your golden years.

  • The National Pension System (NPS) is recommended for long-term financial stability.
  • It offers the dual benefits of long-term wealth creation and significant tax savings.
  • The NPS is designed to be portable across jobs and locations, ensuring that your retirement savings remain intact even if you change employers or move cities.
  • Lower expense ratios compared to traditional mutual funds.
  • We are dedicated to helping you achieve a financially secure future through personalized strategies and expert guidance.
  • Being a government-sponsored scheme, NPS enjoys the backing of the Indian government, ensuring a high degree of security for your investments.

Bonds

A corporate bond is a type of debt security that is issued by a firm and sold to investors. The company gets the capital it needs and in return the investor is paid a pre-established number of interest payments at either a fixed or variable interest rate.

  • Corporate bonds are debt securities issued by firms and sold to investors.
  • Interest payments continue until the bond reaches maturity, when the original investment is returned.
  • Companies receive capital from bond sales and pay investors interest at a fixed or variable.
  • Corporate bonds are a way for companies to raise capital, with investors effectively lending money to the company.
  • Generally riskier than government bonds, leading to higher interest rates.
  • Bonds may actively trade on the secondary market.
  • Highest quality bonds are referred to as “AAA” bonds, offering lower yields.
  • In some cases, physical assets of the company may be used as collateral.

Corporate Deposit

We understand that safeguarding your business’s financial health is essential to its success and sustainability. Our comprehensive Corporate Deposit services are designed to provide stability and growth opportunities for your company, ensuring peace of mind and financial security.

  • Ensures financial stability and liquidity for your business.
  • Helps manage cash flow efficiently with attractive interest rates.
  • Supports compliance with state and federal regulations for corporate finances.
  • Provides security for your deposits with reliable financial institutions.
  • Offers expert guidance on selecting the right deposit products for your needs.
  • Assists in planning for future investments and expansion.
  • Enhances operational stability through tailored deposit solutions.

Sovereign Gold

Sovereign Gold Bonds (SGBs) are government securities denominated in grams of gold, issued by the Reserve Bank of India (RBI) on behalf of the Government of India. SGBs present an excellent investment option for individuals who wish to invest in gold without the risks and costs associated with storing physical gold.

  • SGBs are government securities issued by the RBI on behalf of the Government of India.
  • Eliminates risks and costs associated with storing physical gold, such as theft and purity concerns.
  • Denominated in grams of gold, offering a way to invest in gold without physical storage.
  • Offers a fixed interest rate, typically paid semi-annually, on the initial investment amount.
  • Adds a gold component to investment portfolios for risk management and diversification.
  • Interest earned is taxable, but capital gains on redemption are exempt from tax if held until maturity.